Creditas anuncia o encerramento bem-sucedido de cinco dos seus FIDCs Creditas Auto

English version below

A Creditas tem o prazer de anunciar o encerramento bem-sucedido dos FIDCs Creditas Auto I, IV, V, VI e VII, que proporcionaram retornos acumulados de 77% a 105% aos investidores de cotas sênior e mezanino dos respectivos fundos, demonstrando o compromisso da empresa com a estruturação de veículos de securitização bem desenhados, de baixo risco e retornos atrativos.

Ao longo de seus ciclos, os fundos apresentaram performance sólida, em conformidade com rigorosas cláusulas protetivas do investimento (covenants), garantindo a confiança dos investidores mesmo em cenários macroeconômicos adversos. A solidez das estruturas e o elevado spread das carteiras asseguraram a manutenção do capital e a entrega de resultados consistentes com as expectativas iniciais.

Abaixo um resumo da performance individual dos fundos encerrados:

Esse histórico de sucesso fortalece a confiança dos investidores no modelo de negócios da Creditas e impulsiona a consolidação da empresa como emissora recorrente de excelência no mercado de capitais.

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English version

Creditas announces the successful liquidation of five of its Creditas Auto FIDCs

Creditas is pleased to announce the successful liquidation of FIDCs Creditas Auto I, IV, V, VI, and VII, which provided accumulated returns of 77% to 105% to senior and mezzanine quotaholders of the respective funds, demonstrating the company's commitment to structuring low-risk and highly attractive return robust securitization vehicles.

Throughout their cycles, the funds presented solid performance, compliant with strict covenants for the protection of invested capital, ensuring investor confidence even in adverse macroeconomic scenarios. The strength of the structures and the high spread of the portfolios ensured the maintenance of capital invested, and the materialization of results aligned with the initial expectations.

Below is a summary of the individual performance of the liquidated funds:

This successful track record strengthens investor confidence in Creditas's business model and drives the company's consolidation as a recurring issuer of excellence in the capital markets.

About Creditas

Creditas is a financial services platform that offers loans, insurance, and investments using home, car, and salary as collateral. With 12 years of operation, it is the largest online credit platform in Latin America and has received investments from major international funds, such as Softbank, VEF, Kaszek, and Redpoint, among others. Through its proprietary technology, it offers products such as home equity and auto loans, private payroll-deducted loans, corporate benefits, and insurance. Creditas has surpassed the mark of 13 million credit requests, has a current credit portfolio of R$6.0 billion, and more than 60 issuances in the capital markets (FIDCs, CRIs, and FIIs).

For more information, visit www.creditas.com and ir.creditas.com/ir/