Creditas receives consent to the proposed amendments to its 2028 Bonds

October 8, 2025 - Creditas Financial Solutions, Ltd. (“Creditas”, or the “Issuer”) announces that, pursuant to a written procedure initiated on 24 September 2025 in respect of its USD 60 million senior unsecured callable fixed rate bonds due June 2028 (ISIN: NO0013405753) (the “2028 Bonds”), the requested amendments to the terms and conditions of the 2028 Bonds (the “Terms and Conditions”) have been approved.

The quorum and majority requirements for the approval of the Proposal (as defined in the Notice) as set out in the notice of written procedure dated 23 September 2025 (the “Notice”) have been met. Accordingly, the amendments to the Terms and Conditions have been approved by the bondholders.

The amendments to the Terms and Conditions will become effective upon the entry into of the amended Terms and Conditions, as approved by the bondholders, and upon the fulfilment of the requirement as set out in item 3 of the Notice.

A further description of the amendments to the Terms and Conditions which the Issuer will enter into are contained in the Notice, which is available at the Issuer’s website (www.creditas.com) and the agent’s, Nordic Trustee & Agency AB (publ), website (www.nordictrustee.com).

For the purpose of the Written Procedure, Pareto Securities AB acts as financial advisors to the Issuer and White & Case Advokat AB acts as legal advisor to the Issuer.

For further information, please contact:

Creditas: Sergio Furio / Erica Stols, CEO / VP of Treasury and DCM E-mail: dcm@creditas.com

Pareto Securities: Ole Sebastian Rolland / DCM Syndicate Phone: +47 22 87 88 10 E-mail: olesebastian.rolland@paretosec.com